《六级我一天都没复习。》哭泣荔枝

2、虚拟货币 part

　　4. China's four largest commercial（a.贸易的，商业的） banks began internal【a.内部的】 tests this month. The city of Suzhou will give some to government employees next month to cover transportation costs（交通补贴）, according to state media（官方媒体）. Citic Securities, a brokerage【佣金，中间业务人】, forecast【预测】 on April 16th that China would formally launch the digital yuan later this year.

　　5. China began exploring the concept in 2014 because of the technological upheaval 【举起，隆起，剧变】in its financial system. A decade ago it was cash-dominated; last year mobile transactions reached 347trn【trillion,万亿，兆｜million百万｜billion十亿】 yuan ($49trn), accounting for four of every five payments.

　　6. An official digital currency could help address【住址，网址】 a risk from this（降低） transition. Were mobile-payment systems to fail（失败，崩溃） or a crisis to erupt, people might want cash. But there is less and less of it in circulation. Enter the CBDC: people could move into "official" digital money in central-bank-authorised（授权，认证） mobile wallets.

作者有话说

　　这篇文章还是有很多专业词汇的。